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Are you or someone else planning to occupy your vacation home soon? Ensuring you have the appropriate amount of home insurance coverage can protect you in the event of an accident, criminal activity, or natural disaster.
Liability Coverage
Residential liability coverage offers protection if an accident occurs within your vacation home. This type of insurance can safeguard against injuries and physical damage that occur inside your vacation home.
Liability coverage can also protect against incidents that occur on the residential property where your vacation home is located. It will cover incidents that result in a lawsuit against you.
For example, if a guest slips and falls in your vacation home, the coverage may handle legal costs, medical expenses, and other costs directly resulting from the accident.
Protection Against Criminal Activity
Your home insurance policy can cover the structural materials of your vacation home as well as the furnishings and decor inside it. Property insurance will protect against unexpected criminal activity that results in damage to your vacation home or its contents.
Coverage for Natural Disasters
Your home insurance policy can include coverage against natural disasters. If your vacation home is damaged during a natural disaster, the coverage can be applied to the repair costs needed to restore it.
The type of natural disaster coverage you obtain should match the weather patterns in the region where your vacation home is located.
Contact an Agent from Wayne Realty & Insurance Co. Inc.
Please schedule an appointment to speak to one of our agents serving Goldsboro, NC. They will advise you on the insurance coverage needed for your vacation home.