Business Auto Insurance in North Carolina

There is a lot of difficulties when it comes to finding the best insurance premium as well as the right policy that will fit all your commercial auto insurance needs. Business auto insurance policies protect company cars and employee vehicles used on the job, whether they are a part of associations, corporations, partnerships or sole proprietorships. Wayne Realty & Insurance Co., Inc. in Goldsboro, NC, can help your business find the proper commercial auto insurance to insure your whole fleet or just the company vehicle.

Importance of Business Auto Insurance

Most business auto insurance plans are designed to take care of any expenditures incurred by the company in case of an accident. Clients who opt for the cheaper insurance rates get reimbursed for damages incurred by other cars and their drivers only. That means that the insurance firm is not obligated by law to pay for repairs to the client's car or bodily injuries incurred as a result of the accident. Cost should not be the primary focus for anyone looking for an insurance plan. Thus, it is important that a client visit our North Carolina offices to get a clear understanding of the insurance plan that they are procuring.

Commercial Car Insurance Options

On the part of the state, one cannot operate a vehicle without having at least a minimum liability insurance policy. The main reason is that the driver or the owner of the vehicle is likely to get sued. This aspect of the law is known as a liability.

Some of the available coverage's include:

Comprehensive and collision coverage

Collision coverage is used to take care of damages incurred to the vehicle after an accident is caused by an insured driver. The comprehensive insurance plan pays for any stolen parts as well as costs incurred as a result of vandalism, fire, and animals. Customers who own vehicles that are less than ten years old should buy both collision and comprehensive coverage.

Comprehensive and collision coverage

The commercial insurance options include a plan that takes care of any medical expenses incurred as a result of an accident. Any cost as a result of treatment of bodily damage incurred to the driver and the passengers regardless of fault gets reimbursement. The policy also covers any other additional medical costs incurred after health insurance runs out for both the driver and the passengers. It also includes insured drivers who are hit by vehicles while walking.

Contact us

Wayne Realty & Insurance Co., Inc. is here to provide the business owners of North Carolina with quality commercial auto insurance that fits their situation. An agent in Goldsboro, NC can help you through the processes of choosing the necessary policies for your vehicles and educate you on the details they include. Reach out to us today to get started.