Flood Insurance in North Carolina

North Carolina is no stranger to the catastrophic effects of flooding. In fact, floods are among the most frequent and costly natural disasters nationwide. That’s why Wayne Realty & Insurance Co., Inc. highly recommends North Carolina residents obtain protection, so they don’t face the hardship and economic loss associated with flooding, which is a risk of living in the state.

North Carolina alone has seen dozens of floods, and 15 floods have been federally-declared disasters, since 1989. In fact, Goldsboro, NC has seen frequent flooding damage, in particular. Most recently in April 2017, flooding closed a dozen roads in Wayne County, and numerous homes and businesses were all but obliterated by the extensive flood damage.

Goldsboro, NC is located in the “special flood hazard area,” meaning the risk of flooding is relatively high, and homeowners must purchase flood coverage. Remember, even a few too many inches of rain can wreak havoc on your home, not to mention your bank account, as you are drained of thousands of dollars.

What Does North Carolina Flood Insurance Cover?

Flood insurance provides the funds you need to repair or rebuild your home or workplace in the event of flooding. Home and business owners can rest assured that flood insurance gives you peace of mind. It covers the structure and foundation of your home or building, and often, your personal possessions as well. It does not cover man-caused floods, such as burst pipes or sewer backups. A flood insurance agent can help determine what coverage best suits your needs.

Call Us Today for a Quote

Even though your homeowners or business insurance might pay to replace some of your belongings in the event of a flood, structural damage is not covered. That’s why Wayne Realty & Insurance Co., Inc. recommends that residents of Goldsboro, NC obtain high-quality flood protection.

To get a quote on flood insurance, please contact Wayne Realty & Insurance Co., Inc. today.